Dutch Lawmakers Debate Amended Box 3 Bill Monday; Direct Crypto Holdings Face Earlier Tax Than Funds

The Dutch House of Representatives, the Tweede Kamer, is set to debate an amended version of the box 3 wealth tax bill on Monday, November 9, according to Crypto Insiders. The outlet reported that the debate is scheduled from 16:00 to 23:00, that a vote is planned for Thursday, November 12, and that the Senate, the Eerste Kamer, must also approve the plan.

The Eerste Kamer’s own bill page confirms the background. The Tweede Kamer passed the Wet werkelijk rendement box 3 on February 12, 2026, and an amending novelle was submitted to the lower house on November 3. On October 13, the Senate finance committee decided to await the lower house’s handling of it. The page lists no debate or vote dates and does not mention crypto, so the schedule here rests on Crypto Insiders.

For crypto, Crypto Insiders said directly held assets such as bitcoin are not treated as financial instruments. Under the temporary rules, annual value increases can be taxed even without a sale. The cabinet expects realization-based taxation of directly held crypto only from 2030. Shares, financial instruments and certain listed bitcoin funds are taxed on gains only when realized, which Crypto Insiders said creates a gap: a direct holder may owe tax earlier than someone investing through a fund.

The outlet said the new system would take effect in 2029 if it gains enough support. If the proposal lacks a majority, the temporary rules, including the counter-evidence scheme, stay in force for now.

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Sources:

• Crypto Insiders: Tweede Kamer bespreekt maandag nieuwe box 3-regels voor crypto

• Eerste Kamer: Wet werkelijk rendement box 3 (36.748)